- 905-946-9700 | 1-800-263-3564
- info@local18benefits.ca
- 45 McIntosh Drive, Markham, Ontario L3R 8C7
As of March 2024
| Life Insurance for Member | $100,000 |
| Life Insurance for Spouse | $15,000 |
| Life Insurance for Child | $10,000 |
| Accidental Death & Dismemberment | $100,000 |
| Short Term Disability (WI) – Maximum 26 weeks (combined with EI sick benefits) | $500/Week |
| Out of Country Coverage | Unlimited |
| Life Insurance for Retired/Active over 65 | $10,000 |
| Life Insurance for Spouse | $7,500 |
| Life Insurance for Child | $5,000 |
| Out of Country Coverage | $20,000 |
| Coverage Type | Coverage Amount |
|---|---|
| Maximum aggregate covered expenses per individual – (excluding Global Medical Assistance covered expenses and Out-of-Country emergency expenses) | $40,000/year $2,000 annually reinstated |
| Prescription Drugs – ($15/$30 deductible/year; max $10.50 dispensing fee) | 100% Max. $10,000/calendar year |
| Vaccines | Covered |
| Employee Assistance Program (EAP) – counselling | 1-877-207-8833 See details below |
| Best Doctors | access to expert medical specialists to make the right decisions about their care. |
| Critical Illness | no pre-existing conditions or illnesses are covered, only illnesses diagnosed after Jan. 1/2020 *some exclusions apply. |
| Smoking Cessation | $500 max/lifetime per covered person |
| Hospital – semi private | $275/day maximum |
| Hearing aids | $1500/5 year maximum |
| Vision Care – Includes one eye exam Maximum $80 every 24 months | $350/24 months |
| Safety Eyewear (Prescription) ** Provided through Benefits Office and Vision Clinic, Optic House. Contact Benefits Office for form. | $200/24 months |
| Custom Made Orthotics | $500 max/calendar year |
| Physiotherapist | $1000 max/calendar year Maximum $60/visit (maximum combined) |
| Other Healthcare and Paramedical Services – Chiropractor, Podiatrist, Osteopath, Massage Therapy, Speech Therapy, Acupuncture, Psychologist, Dietician, Naturopath, Chiropodist, Christian Science Practitioner, Masters in Social Work, Registered Psychotherapist | $1,200 max/calendar year Maximum $80/visit (maximum combined) |
| Basic Dental Coverage | 100% – unlimited |
| Major Dental Coverage | 100% – max $1,500/calendar year |
| Orthodontic Dental Treatment | 67% – max $3,000 lifetime |
| Accidental Dental Injury | 100% – unlimited |
| Dental fee guide in effect in your province of residence on date treatment is rendered |
Have another question? Email info@local18benefits.ca
